Terms of Use

Welcome to the website and services of PIXELDGE PAYMENT TECHNOLOGY PRIVATE LIMITED ("PIXELDGE", "Company", "we", "our", or "us").

By accessing or using our website, APIs, dashboard, or any related services (collectively, the "Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these Terms, please discontinue use of our Services.

1. About PIXELDGE

PIXELDGE PAYMENT TECHNOLOGY PRIVATE LIMITED provides technology solutions that enable businesses to integrate digital payment infrastructure, including API-based payment services, payout automation, collections, virtual account solutions, reconciliation tools, developer APIs, webhooks, and related financial technology service. Certain payment services may be provided through regulated banking institutions, payment system participants, or other authorized third-party partners.

2. Eligibility

You must:

  • Be at least 18 years of age.

  • Have the legal authority to enter into binding agreements.

  • Use the Services only for lawful business purposes.

  • Provide accurate and complete information during registration and onboarding.

PIXELDGE reserves the right to refuse or suspend access if false, misleading, or incomplete information is provided.

3. Account Registration

You are responsible for:

  • Maintaining the confidentiality of your account credentials.

  • Restricting unauthorized access to your account.

  • Ensuring all information remains accurate and up to date.

  • Promptly notifying us of any suspected security incident or unauthorized access.

You remain responsible for all activity conducted through your account.

4. Acceptable Use

You agree not to use the Services for:

  • Fraudulent or illegal activities.

  • Money laundering or terrorist financing.

  • Gambling, prohibited financial products, or restricted businesses.

  • Intellectual property infringement.

  • Distribution of malware or malicious software.

  • Unauthorized access to systems or networks.

  • Activities that violate applicable laws or regulatory requirements.

PIXELDGE may immediately suspend or terminate Services where misuse or unlawful activity is detected.

5. API Usage

Our APIs are provided solely for approved business integrations.

You agree to:

  • Use only officially issued API credentials.

  • Protect API keys and authentication tokens.

  • Follow our technical documentation and security requirements.

  • Respect applicable rate limits and usage policies.

  • Not attempt to reverse engineer, disrupt, or compromise our infrastructure.

We reserve the right to modify, update, or discontinue API features at any time.

6. Third-Party Services

Certain Services depend on banks, payment networks, financial institutions, cloud providers, and other third-party service providers.

PIXELDGE is not responsible for delays, outages, transaction failures, or interruptions caused by third-party systems beyond our reasonable control.

7. Service Availability

While we strive to maintain high availability, uninterrupted access cannot be guaranteed.

Scheduled maintenance, software upgrades, banking downtime, regulatory actions, network failures, or unforeseen technical issues may temporarily affect Services.

8. Fees

Applicable fees, charges, taxes, and settlement terms are governed by your commercial agreement or pricing schedule.

You remain responsible for all applicable taxes required under law.

9. Intellectual Property

All software, APIs, documentation, website content, trademarks, branding, graphics, and intellectual property remain the exclusive property of PIXELDGE PAYMENT TECHNOLOGY PRIVATE LIMITED.

No license or ownership rights are transferred except as expressly permitted.

10. Privacy

Your use of our Services is also governed by our Privacy Policy.

By using our Services, you consent to the collection and processing of information in accordance with that policy.

11. Suspension and Termination

PIXELDGE may suspend or terminate access without prior notice where required to:

  • Comply with applicable law or regulatory requirements.

  • Protect platform security.

  • Prevent fraud or misuse.

  • Respond to instructions from banking or payment partners.

  • Investigate suspicious activities.

12. Disclaimer

The Services are provided on an "as available" and "as is" basis.

PIXELDGE does not guarantee uninterrupted availability, error-free operation, or compatibility with every system or application.

13. Limitation of Liability

To the maximum extent permitted by applicable law, PIXELDGE PAYMENT TECHNOLOGY PRIVATE LIMITED shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, business interruption, loss of data, or loss of goodwill arising from the use of the Services.

Our total liability, if any, shall not exceed the fees paid by you to PIXELDGE for the affected Services during the three (3) months immediately preceding the event giving rise to the claim, unless otherwise required by law.

14. Indemnity

You agree to indemnify and hold harmless PIXELDGE PAYMENT TECHNOLOGY PRIVATE LIMITED, its directors, employees, affiliates, and partners against any claims, losses, liabilities, damages, costs, or expenses arising from:

  • Your misuse of the Services.

  • Violation of these Terms.

  • Violation of applicable laws.

  • Infringement of third-party rights.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India.

Any disputes shall be subject to the exclusive jurisdiction of the competent courts located in Bengaluru, Karnataka, India.

16. Changes to These Terms

PIXELDGE may revise these Terms from time to time.

Updated versions become effective upon publication on our website. Continued use of the Services constitutes acceptance of the revised Terms.

17. Contact Us

PIXELDGE PAYMENT TECHNOLOGY PRIVATE LIMITED

For legal, compliance, or general enquiries, please contact us through the contact details provided on our website.